Our Qualifications


DPH Financial was organized in 1998 and has grown organically from its early beginnings as a budget counselor and financial literacy provider to a wealth management firm specializing in retirement planning, investment management and wealth coaching.  

DPH Financial strives for excellence in the quality of our advice and services, providing a fiduciary standard of care.  We provide strategic solutions for financial goal achievement. Let us help you achieve financial freedom and build financial wealth.

Warm Regards,

Debra A. Hartsfield, MBA, CFP®, ChFC®


  • Over fifteen (15) years of financial planning and investment counseling
  • Certified Financial Planner certificant (CFP®) – CFP Board, December 2021
  • Chartered Financial Consultant designation (ChFC®) – The American College, October 1992
  • Master of Business Administration (MBA) – University of Texas-Tyler, December 1984
  • Bachelor of Science in Industrial Engineering – Texas Tech University, May 1980


  • Demand Driven Institute (DDI) Certified Instructor
  • Women Owned Business (WBE) Certified 
  • Certified Financial Planner (CFP®)